Personal loan

Take out a personal loan

Do you want to make your home more sustainable, renovate your house or buy a new car? A personal loan can be a solution for such expenses. Click the button below to take out a loan, quickly and easily on your own. Please note! If you have one or more negative credit ratings with the BKR (Credit Registration Office), you can’t apply. If you need to reduce your credit due to your mortgage application, please contact us at 085-76 00 355 so we can discuss your options.

Furthermore, if the spending target isn’t for a car, there are no options for Phase A temporary employment (income from Phases B and C is included). With hire purchase (using your car as collateral), some of the income from a Phase A contract can be included provided you meet certain conditions (including having worked every month for 12 months)

Independent

Taking out a loan yourself without accompanying advice is also known as ‘Execution Only’. In other words, you take out a loan yourself without the intervention of Today Finance. With this form of service you pay no costs for taking out the loan. For ‘Execution Only’ loan closings, we would like to refer you to LN Direct. Because LN Direct does not incur any costs for advice, they can offer you the lowest interest rate. You also decide exactly what your loan will look like and when you actually submit the application.

Click here to submit your application directly to LN Direct.

Borrowing money as a DGA or sole trader

Do you, as a DGA or self-employed person, want to borrow money for private purposes? Whether it concerns a loan for a car, a boat, home improvement, home residual debt or making your home more sustainable, it does not matter as long as the purpose of the loan is private.

Basic conditions to apply for a Self-Employed Loan:

• At least 2 years of self-employment*
• Positive BKR
• Credit purpose is private
• Positive cash flow

* A minimum of two full financial years is required to apply for a Self-Employed Credit. However, the best credit options start at a minimum of three years of entrepreneurship.

Personal loan

The Self-Employed Credit is a personal loan. With a personal loan, the interest rate is fixed during the term, so you choose security. You determine the term in advance and therefore know exactly when the personal loan ends. You can also repay without penalty.

Do you want to remodel without mortgaging your home?  With Independent Credit you can easily arrange this. No notary and closing costs. This credit is also specially tailored to the current tax law and falls under home improvement in BOX 1.