Real Estate Finance
Today Finance specializes in real estate mortgages for private and professional investors. Whether it is to finance a home, commercial property or store with the aim of renting it out.
A real estate mortgage can be used for the following properties:
- Apartment or house for rent
- Commercial property: retail premises, office buildings, industrial premises, hotels, catering premises, land or project land
- Business premises / Investment properties
- Garages
The most common term for a real estate mortgage is 30 years, but terms between 5 and 20 years are also possible.
Interest rate fixed periods vary in duration from 1 to 10 years.
Because of our years of experience, we have a large network of lenders. With most banks you can finance 70% of the market value in rented condition.
Financing up to 85% in rented condition is common for Today Finance. In the most favorable situation you can borrow up to 90% of the market value in let condition for your property.
We will provide you with independent advice tailored to your personal situation.
Feasibility
Factors that affect feasibility when applying for a real estate mortgage are:
- Type of collateral
- Loan to value
- Room rental or not
- Location of the property
- Affordability of interest and repayment
- Purchase in BV or only in private company
Refinance
You can also refinance your current investment property with Today Finance. You often save quite a bit or you can use the excess value for an additional investment property. This mortgage can include commercial real estate, business premises and investment property.