Privacy statement
Established 18-11-2022
This statement applies to all products and services provided by Today Finance. Today Finance, registered with the Chamber of Commerce under number 59959738, is responsible for the processing of personal data as reflected in this privacy statement.
Personal data we process
Today Finance processes your personal data because you use our services and/or because you provide these data to us yourself. Below you will find an overview of the personal data we process:
– First and last name
– Gender
– Date of birth
– Place and country of birth
– Nationality
– Address information
– Phone number
– E-mail address
– Information about your activities on our website
– Bank account number
– Profession
– Income
– Employment
– Employer
– Employment history
– UWV Data
– Pension details
– Smoker
– Marital Status
– Ever divorced / Date of separation
– Proof of identity / residence permit
– Children
– Highest education received
– Enterprise data (income / profit, Type of enterprise, Legal form, Chamber of Commerce number, SBI code, RSIN number, Number of enterprises, Entrepreneurial facilities)
– Other activities, Other income Box 1, Income substantial interest (Box 2), Income Box 3, AOW / AOW discount
– Living situation, Home ownership reserve / debt, BKR registration, Details of your current mortgage and home, the expectation of your financial situation in the future.
– The personal details of your partner and children (as described above) if applicable.
Special and/or sensitive personal data we process
Special personal data is sensitive data, such as data about health, criminal history or ethnic data. Today Finance processes special data.
For what purpose and on what basis we process personal data
Today Finance processes your personal data for the following purposes:
– Processing your payment.
– Calling or emailing you if necessary to perform our services.
– To inform you about changes in our services and products.
– To deliver goods and services to you.
Automated decision making
Today Finance does not make decisions based on automated processing about matters that (significantly) affect individuals. These are decisions that are made by computer programs or systems, without the presence of a person (for example an employee of Today Finance).
How long we keep personal data
Today Finance stores your personal data no longer than strictly necessary to realize the purposes for which your data are collected during customer relationship . In the processing and retention of personal data, Today Finance is bound by the applicable laws and regulations and keeps up with developments therein.
Sharing personal data with third parties
Today Finance will not sell your data to third parties and will provide them only if necessary for the execution of our agreement or to comply with a legal obligation. With companies that process your data on our behalf, we conclude a processor agreement to ensure the same level of security and confidentiality of your data.
Among others, we may transfer your personal data to outsourcing parties who process your data on our behalf and assess your application, banks, mortgage advisors, brokers, appraisers and their umbrella organizations, notaries, insurers, Stichting Fraudebestrijding Hypotheken (SFH), Stichting WEW, BKR, accountants, bookkeepers, other advisors, land registry, BRP, Chamber of Commerce.
Cookies, or similar techniques, that we use
Today Finance uses only technical and analytical cookies. A cookie is a small text file that is stored on your computer, tablet or smartphone when you first visit this website. The cookies we use are necessary for the technical operation of the website and your ease of use. They ensure that the website works properly. They also allow us to optimize our website. You can opt out of cookies by setting your Internet browser so that it no longer stores cookies. In addition, you can also delete any information previously stored via your browser settings.
View, correct or delete data
You have the right to view, correct or delete your personal data. In addition, you have the right to withdraw your possible consent for data processing or object to the processing of your personal data by Today Finance and you have the right to data portability. This means that you can request us to send the personal data we have on you in a computer file to you or another organization named by you. You can send a request to inspect, correct, delete, transfer your personal data or request the revocation of your permission or objection to the processing of your personal data to [email protected]. To make sure that the request for inspection is made by you, we ask you to send a copy of your ID with the request. In this copy, black out your passport photo, passport number and Citizen’s Service Number (BSN). This is to protect your privacy. We will respond to your request as soon as possible, but within four weeks. Today Finance would also like to point out that you have the possibility to file a complaint with the national regulator, the Authority for Personal Data.
How we secure personal data
Today Finance takes the protection of your data seriously and takes appropriate measures to prevent abuse, loss, unauthorized access, unwanted disclosure and unauthorized modification. If you feel that your data is not properly protected or there are indications of abuse, please contact us at [email protected].